SCORENAVIGATOR SCHOLARSHIP WINNER - NUR MUHUMED 3RD PLACE (ESSAY)

Growing up in a low-income household as a young immigrant, I have had limited exposure to proper financial education. Growing up, I learned how to save money by watching my parents struggle to make ends meet, but I lacked the financial education to know what to do with the money once it was saved. It was not until I began high school that I realized the importance of financial literacy and the impact it could have on my future. As I entered high school, I started learning about the importance of credit scores and how they can impact one's ability to obtain loans and credit cards.

I also learned about the different types of accounts one can open, like savings and checking accounts, and how to manage them properly. These lessons helped me to understand the value of budgeting and saving, which can help one to better plan for the future. My family and I have faced financial difficulties, and I have seen firsthand the impact it can have on one's quality of life. However, through my personal experiences, I have learned the value of financial literacy and how it can help one to better plan and prepare for the future.

I am committed to using the knowledge and skills I have gained to better my future and to help others do the same. As I move forward in my academic and professional journey, I plan to continue to learn about financial literacy and its impact on one's quality of life. I plan to use this knowledge to make smart financial decisions, like budgeting and saving, that will help me reach my personal and professional goals. I am also committed to using my knowledge and skills to help others in my community who may not have access to proper financial education. In the future, I plan to use my financial education to pursue a career in business or finance.

I believe that by pursuing a career in these fields, I can help others gain access to the financial education and resources they need to make smart financial decisions. I am also interested in using my skills to help promote financial literacy and to educate others about the importance of making smart financial decisions. Overall, my personal experiences have taught me the value of financial literacy, and I am committed to using what I have learned to better my future and the future of those around me. I am honored to apply for the Scorenavigator Financial Literacy Scholarship, and I believe that with my ambition, need, and determination, I can use this scholarship to further my financial education and help promote financial literacy in my community.

In conclusion, my personal experiences with finances and financial education have taught me the importance of these skills and the impact they can have on one's quality of life. As a young Somali-Black immigrant from a low-income household, I have faced financial difficulties and have seen firsthand the impact it can have on one's future. However, through my personal experiences, I have learned the value of financial literacy and how it can help one to better plan and prepare for the future. I am committed to using the knowledge and skills I have gained to better my future and to help others in my community do the same. With this financial scholarship, I will have the opportunity to further my financial education and pursue a career in business or finance. I believe that by pursuing this career, I can help others gain access to the financial education and resources they need to make financial decisions.